Home Loan Management

Home loans are good. But they can also be lethal. Just one or two bad decisions over the course of your loan tenure can seriously jeopardize your financial life. It’s not a surprise that home loan delinquency is on the rise in India.

Home loans require active management. Which is why we designed S.M.A.R.T.; a one-of-its-kind DIY tool. It puts you in control, helps you plan, and guides you to take decisions that save you a lot of money and prepares you for shocks.

Five years into a fifteen-year loan, and you realize you still have twelve years to go!

– This is fairly common. A result of passive loan management.

S.M.A.R.T. comes with 100+ mins of training and demo videos.

Watch Chapter 1 now >>>

Plug in your numbers, play out scenarios, see what options you have and make the right decisions at every step.


Should I prepay?


When to prepay?


Falling Interest Rates?


Rising Interest Rates?


Increase EMI?


Increase Tenure?


Know More About The S.M.A.R.T. Tool

What’s the price of the S.M.A.R.T Tool?

One-time cost of Rs. 1,599 inclusive of taxes.

For existing customers of AutoFi (Bill Payments or Investment Management), the price is Rs. 1,299 inclusive of taxes. 

This amount is one-time cost and remains non-refundable.

How do I buy the S.M.A.R.T Home Loan Tool?

  1. Make the payment via UPI to: autofi@hdfcbank
  2. Email a screenshot of the payment to hello@autofi.co 

How do I get the S.M.A.R.T. Tool?

Once we receive your payment and the screenshot, we will send you two links:

1) One for the Tool;
2) Second for
the Training Videos. 

You will receive our email within 24 hours of your payment. If you don’t, please check your spam folder. Alternately, write to us at hello@autofi.co 

Is my access to the Tool limited by time?

No, the Tool is yours for life. Use it extensively during the duration of your home loan. 

However, your access to the training videos expires in 45 days. Do make use of this time and try to watch the videos at least 2-3 times. You will catch fresh insights everytime you watch the videos.

In case you face a problem accessing the tool or the videos, please write to us at hello@autofi.co

Is the S.M.A.R.T. Tool right for me?

The Tool is not for every home “loan” owner. It comes with 100+ mins of training videos. They tell you the whys and hows of active loan management. There are demos. There is gyaan. Without going through them a few times and then practicing on the tool; there is no benefit to be attained. Motivation and drive are a must.

Watch the videos on this page. They contain all the information you need to make this decision.

How to get the best out of this Tool?

Watch one chapter at a time. After every chapter, try out different scenarios on the S.M.A.R.T. Tool and put into pratice what you have learned. You will realise there’s a lot you can do to actively manage your loan. This will lead to huge savings. 

How else can you help me with my loan?

You may want an opinion on how to allocate priorities between paying off your home loan and building your investments. Or, you may want a second opinion on a decision you are about to take after using the Tool. Or, there could be circumstances that make it difficult for you to service your home loan.

We are here to help. Book a consultation with us and we’ll get into a detailed conversation to understand your circumstances, your constraints and your goals. And then make recommendations. 

You could book a consultation from the website, or write to us at hello@autofi.co

Snapshots From The S.M.A.R.T. Tool

Save Money, Reduce Tenure & Avoid Shocks!

QR Code for Payment

Please use the above QR code to make a payment via UPI to: autofi@hdfcbank. Remember to email a screenshot of the payment to hello@autofi.co

Please use the QR code to make a payment via UPI to: autofi@hdfcbank. Remember to email a screenshot of the payment to hello@autofi.co



Disclaimer: This home loan tool is for educational purposes. Autofitech Services Private Limited does not guarantee any specific outcome or savings of money from the use of this tool.